Your solution for finding the best lawyer

November 5, 2018 Off By Delores V. Stalnaker

If there’s one thing that’s true, it’s that money doesn’t grow on trees. Most people hail from low-income backgrounds, have worked jobs with low pay and supported themselves, or have otherwise struggled financially in their lives. Back in 2016, some 750,000-odd United States citizens filed for bankruptcy. You might now know that bankruptcy doesn’t mean the filer has no assets. Rather, people file bankruptcy for reasons outside of not having enough money to satisfy their debts, including prolonged periods of unemployment, medical bills piling through the roof, and marriage issues.

It’s much better to file for bankruptcy than actually going broke. Hiring a lawyer costs money, though you’ll almost certainly save more money by retaining a bankruptcy specialist as an attorney than trying a bankruptcy hearing on your own. Here are a few of the most prominent benefits of teaming up with a lawyer to ride out your bankruptcy as smoothly as possible.

Most Laymen Struggle in Weighing Their Options Between Chapters 7 and 13

While there are more than two ways to file bankruptcy in the United States, the vast majority of people file under Chapter 7 or Chapter 13. The former requires you sell assets to pay debts, whereas Chapter 13 mandates a strict payment plan to adhere to going forward. Calculating the difference between the two isn’t something that non-lawyers are prepared for. Why not reach out for help?

How Many Average Joes Are Familiar With Regular Courtroom Procedures?

Even though American law is conducted in English, understanding legalese requires training as an attorney. Courtroom procedures are an extension of common United States legalese. Failing to speak them properly will almost certainly result in one’s own mishandling of their case.

Creditors Can Legally Harass You – Nobody Knows It Until They’re Debtors

Most people who are deep in debt owe money to a wide variety of creditors. Having to deal with their relentless efforts to communicate can be mentally damaging. Bankruptcy virtually eliminates creditor harassment.

Whether you want to file Chapter 13 or Chapter 7, the help of an experienced, bankruptcy-focused attorney can make quick work of mountainous debts. Don’t find a chapter 7 lawyer orlando fl you feel safe with on your first try? Call around your local area to find which attorney is best for you.