What is Worker’s Compensation?

Unless you have been injured on the job, you may not know exactly what worker’s compensation is or how to file. Worker’s compensation, or worker’s comp as it is sometimes called, is a program that provides employees who are hurt while on the job with payments to replace lost wages and cover medical bills. In return, the employee gives up the right to sue their employer for their injuries.

Receiving Worker’s Comp

Employees who are injured or are suffering from an illness that is work-related are eligible for worker’s comp. There are often problems associated with receiving benefits. Perhaps your claim is denied or your employer challenges your injury. They can say it did not happen on the job. This is a frequent occurrence and many times, workers simply accept the denial. If this happens, you can find a lawyer iowa, such as the ones available at the Law Offices of James P. Hoffman to help.

Many people have problems collecting worker’s compensation for their injuries. You may be unable to return to work for some time. It is possible that you may not be able to return at all. In this case, it is possible that you could be entitled to lifetime payments or a settlement. The insurance company will generally try to avoid paying the benefits. It is also illegal for your employer to retaliate against you for filing a worker’s compensation claim.

Your Claim May Be Complicated

In addition to being eligible for worker’s compensation, you could have a claim against a third party. If you are injured by a third party while performing your job, you could have a claim against the person responsible. Although worker’s compensation was designed to prevent suing employers for injuries, you can sue a third party if they are responsible.

Worker’s compensation was designed to protect employees who are injured on the job and help them to receive money to make up for lost wages and pay for medical care. Sometimes worker’s comp claims can become complicated. This is why it is so important to seek legal advice if you run into any problems. Many people do not realize they have the right to appeal if their claim is denied. They also settle for less than they are entitled to receive.