Why Crude Petroleum and Gasoline Prices Do Not Always Seem to Line Up

Many Americans today truly appreciate the spacious, comfortable service and safety of transportation that a good sport utility vehicle can deliver. While manufacturers have made some impressive strides, the simple size and bulk of an SUV will generally mean that it requires more fuel than a smaller vehicle would. Even for those who consider themselves willing to pay this price, it can be painful to head to a local gas station when the cost of a gallon of fuel has risen significantly. In some cases, this frustration can be compounded by the fact that gasoline prices do not always move as fluidly as the petroleum quotes that might be assumed to determine them. While fuel-hungry SUV owners might not always take solace in such explanations, the reality is simply that the situation is a little more complicated.

As a general, historically useful rule of thumb, a one-dollar change in the … Read the rest

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Learning About Factoring Invoices in a Non-Recourse Manner

If a business owner is looking for additional working capital, non-recourse factoring may be a viable solution. In non-recourse factoring, the factor buys a company’s invoices at approximately 96%, and they are responsible for collecting on those invoices. Once the invoice is paid, the customer receives the remainder minus the factoring fee. Below is a quick look at some of the biggest benefits about factoring.

Protection From Bad Debt

In non-recourse factoring, business owners are protected if a client doesn’t pay the invoice. Lessening liability is a big advantage for business owners, especially those who are just starting out and who aren’t yet on firm financial ground.

Improved Cash Flow

As most owners know, cash flow is a company’s lifeblood. It helps businesses operate smoothly, support workers, buy equipment and purchase inventory. If a business is in a slow period or if clients delay paying invoices, insufficient cash flow … Read the rest

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